The Relationship Between Credit Risk Management Practices and Profitability in Malaysian Commercial Bank`S 
Ali Taha Oleiwi1, Maimuna Ali2, Sarmad Hamza Jassim3, Mohammed Hayder Nadhim4, Ganama Moustapha Gueme5, Nazarudin Bujang6
1Ali Taha Oleiwi, Department of Business Administration, Technology Management and Business, University Tun Hussein Onn, Johor, Malaysia.
2Maimuna Ali, Department of Business Administration, Technology Management and Business, University Tun Hussein Onn, Johor, Malaysia.
3Sarmad Hamza Jassim, Department of Business Administration, Management and Economics, Almustansiriyah University, Baghdad, Iraq.
4Mohammed Hayder Nadhim, Department of Business Administration, Technology Management and Business, University Tun Hussein Onn, Johor, Malaysia.
5Ganama Moustapha Gueme, Department of Business Administration, Technology Management and Business, University Tun Hussein Onn, Johor, Malaysia.
6Nazarudin Bujang, Department of Business Administration, Technology Management and Business, University Tun Hussein Onn, Johor, Malaysia.
Manuscript received on 01 September 2019 | Revised Manuscript received on 10 September 2019 | Manuscript Published on 23 September 2019 | PP: 53-59 | Volume-8 Issue-5C, May 2019 | Retrieval Number: E10070585C19/19©BEIESP | DOI: 10.35940/ijeat.E1007.0585C19
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: This research scope looks into credit risk management and its effect on a specific group of banks with intensive commercial activity within Malaysia. Yearly reports from 8 different banks that rely on secondary data gathered from the span of 3 years (2015-2017), form the essence of this research. Return on assets (ROA) was primarily used in this research to measure profitability. Also, two credit risk measuring methods were used, loan loss provisions ratio (LLPR) and ratio of capital adequacy (CAR). From the results we deduced that commercial bank’s profitability related positively to capital adequacy ratio and loan loss provision ratio. Therefore, the research calls upon the need of new management structure that optimally keep credit risk in check and boost banks profitability.
Keywords: Credit Risk Management, Commercial Banks, Financial Performance (Profitability), Malaysia.
Scope of the Article: Disaster Management