Impact of Priority, Non-Priority Sector loans On the Performance of Nationalized Banks in India
G. Narayana Swamy1, N. Gopinathan2
1Mr. G Narayana Swamy, Research Scholar, VIT Business School, Vellore Institute of Technology, Chennai (Tamil Nadu), India. and Assistant Professor, School of Commerce, REVA University, Bengaluru (Karnataka), India.
2Dr. N Gopinathan, Associate Professor, VIT Business School, Vellore Institute of Technology, Chennai (Tamil Nadu), India.
Manuscript received on 18 April 2019 | Revised Manuscript received on 25 April 2019 | Manuscript published on 30 April 2019 | PP: 1664-1667 | Volume-8 Issue-4, April 2019 | Retrieval Number: D6837048419/19©BEIESP
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: Usually the banks continually like Non-Priority Sector for disposal credit. Now also this trend is going like that only. It consist all the sectors that are not listed in Priority sector. Priority sector disposal is projected to supply recognized credit to the sectors and sections that it’s tough to acquire credit. This present study relating to the role of priority sector and Non-Priority sector NPAs in aggregate NPAs and also evaluate trends in Priority & Non Priority Sector NPAs of Nationalized Banks in India. In addition to this examine whether there is a big impact or not of priority sector NPAs and Non-priority sector NPAs on aggregate NPAs of Nationalized Banks and determine the result of gross advances on NPAs of Nationalized Banks. This study conducted on secondary information. The applied mathematics tools like ratios, correlation test, t-test, regression were used for the study with the assistance of the SPSS package.
Keywords: Aggregate NPAs, Gross Advances Nationalized Banks, Non- Priority Sector, Priority Sector.
Scope of the Article: E-Commerce