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Loan Service Application
Kirthi, Balaji Pradeep1, Murali Krishna Kodavati2, Rajani Katiyar3

1Kirthi*, RV College of Engineering Bengaluru.
2Balaji Pradeep, Altimetrik Bengaluru.
3Murali Krishna Kodavati, Altimetrik Bengaluru.
4Rajani Katiyar, RV College of Engineering Bengaluru.

Manuscript received on May 30, 2020. | Revised Manuscript received on June 08, 2020. | Manuscript published on June 30, 2020. | PP: 718-721 | Volume-9 Issue-5, June 2020. | Retrieval Number: E9253069520/2020©BEIESP | DOI: 10.35940/ijeat.E9253.069520
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)

Abstract: In the past few years, much activity has been carried out in developing the Web-Service based, bank Application system. The important work performed by this system is the optimization and enhancement of the existing system. The bank uses a different technology for maintaining the loan of the customer; it uses the MySQL database for storing the data and other specific software for the loan service process. The security of the client’s information during the transaction is of prime importance. The credit risk is analyzed by the system before approval of the loan, apart from these different factors influence the asset structure of the bank. Spring boot is used to develop the loan service application. Postman is used to get the response. The loan servicing application provides the Customer with complete information about the process of loan and its management as mentioned in this paper. 
Keywords: Credit risk, database, asset structure, security